
Empowering Members Through Savings, Credit, and Financial Growth.
Join a member-owned cooperative built on trust, transparency, and long-term financial stability — for individuals, families, and businesses.
Financial products built around members
Savings, credit, and wealth-building tools designed to grow with you.
Built on trust, transparency, and shared prosperity
Regulated & Secure
Governed by SASRA and guided by strong corporate governance.
Competitive Returns
Attractive dividends on shares and interest on deposits.
Digital-First
Access your account 24/7 via mobile, USSD, and the member portal.

Home is Kencom House, 1st Floor, Moi Avenue
At the heart of the city, serving members across Kenya since 1994.
Moments and milestones
Projects, homes and members — tap any photo to view it larger.
Watch how Kencom Sacco empowers members
Voices of our community
“The development loan let me expand my shop without stress. Saving regularly with Kencom Sacco changed how I plan for the future.”
“Applying was simple and the repayment terms were fair. Dividends every year are a real reward for staying consistent.”
“The school fees scheme carried my children through school. Kencom Sacco has been a partner in my family's growth.”
News & announcements
Ready to start your journey with us?
Open an account today and join thousands of members growing wealth together.