Aerial view of Nairobi CBD and Kencom House
Trusted Since 1994 • Regulated by SASRA

Empowering Members Through Savings, Credit, and Financial Growth.

Join a member-owned cooperative built on trust, transparency, and long-term financial stability — for individuals, families, and businesses.

Deposit protected
Member owned
1994
Serving Members Since
6,495
Active Members
KES 939,178,041
Member Deposits
KES 541,107,723
Loans Disbursed
Products

Financial products built around members

Savings, credit, and wealth-building tools designed to grow with you.

Normal Scheme

The core savings scheme that builds your shares and your borrowing power.

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School Fees Scheme

Set aside funds through the year so every term's fees are ready.

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Children Scheme

Start your child's financial journey early and grow it with them.

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Development Loan

Fund long-term goals, property, and personal development projects.

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Emergency Loan

Fast-tracked support when life happens.

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School Fees Loan

Keep learning on track, term after term.

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Why members choose us

Built on trust, transparency, and shared prosperity

Regulated & Secure

Governed by SASRA and guided by strong corporate governance.

Competitive Returns

Attractive dividends on shares and interest on deposits.

Digital-First

Access your account 24/7 via mobile, USSD, and the member portal.

Aerial view of Nairobi CBD, home of Kencom House
Nairobi CBD

Home is Kencom House, 1st Floor, Moi Avenue

At the heart of the city, serving members across Kenya since 1994.

Gallery

Moments and milestones

Projects, homes and members — tap any photo to view it larger.

Our story

Watch how Kencom Sacco empowers members

Members

Voices of our community

The development loan let me expand my shop without stress. Saving regularly with Kencom Sacco changed how I plan for the future.

GW
Grace Wanjiru
Member since 2009 · Small business owner

Applying was simple and the repayment terms were fair. Dividends every year are a real reward for staying consistent.

DO
Daniel Otieno
Member since 2015 · Banking professional

The school fees scheme carried my children through school. Kencom Sacco has been a partner in my family's growth.

MA
Margaret Achieng
Member since 2004 · Teacher
Latest

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Ready to start your journey with us?

Open an account today and join thousands of members growing wealth together.